What's the most dangerous time of the week to drive? Saturdays. More than 18% of all fatal accidents occur on this first day of the weekend. The hours between 8 pm and 11:59 pm on Fridays and midnight and 4 am on Saturdays are the times of day when the most serious accidents occur. If you must drive late at night, be alert and always wear your safety belt.  COMPARE & SAVE To obtain a quote from the Union Plus Auto Insurance Program over the phone, call 1-800-294-9496. (Not available for HI, MA or NH residents.)

• Coverage you can trust - underwritten by member companies of
  American International Group, Inc. (AIG)
• Rated A++, the highest rating, by A.M. Best Company (awarded to just
  3.1% of all property and casualty companies as of July 20, 2001).**

Flexibility

• Policies available for drivers with less than perfect driving histories
• Freedom of choice - union members can select body shop or mechanic if repairs are necessary
• Original equipment manufacturer replacement parts are available

Round-the-Clock Service

• Call AIG companies at 1-800-433-8880 to report a claim. Service is available 24 hours a day, 7 days a week. For changes to your AIG policy or to ask customer service a question, call 1-877-310-5687 - available Monday - Friday from 7:30 am - 10 pm and Saturday from 8 am - 4 pm.

The AIG program is available in all states except MA and NH.

*Average annual savings are based on all new policyholders who reported savings through the AIG Auto Insurance Program nationwide from 10/98 to 11/02, who reported their premiums. Of the policies issued during this timeframe, 89% realized savings.

**The A.M. Best Rating applies to all companies except AIIC of Delaware. AIIC of Delaware is the underwriting company for the State of New Jersey with a rating of NA-3. AIIC of Delaware is not rated by Standard & Poor's.