 Health Care
Facts about the State Employee Health Plan
Colorado Lags Behind the Market
In FY 2007, the state contribution equaled only 75 percent of the prevailing market.
Employees Bear More of the Costs
Colorado imposes much higher cost-sharing on employees in the form of deductibles and out-of-pocket maximums compared to most states.
Deductibles Are 3X Higher
The in-network deductibles for the most widely used state employee individual and family plan are three times higher than the private sector market median.
Out of Pocket Maximums Are 50% Higher
The in-network out of pocket maximums for the most widely used state employee individual and family plans are 50 percent higher than the private sector market median.
Colorado Lags Behind Other States
Colorado’s contribution toward employee health insurance is one of the lowest in the country.
 In 2006, Colorado’s contribution to family health insurance was the 4th lowest of all states with only Mississippi, North Carolina and South Dakota lower. Colorado’s contribution to individual health insurance was the 2nd lowest of all states in 2006, with only Hawaii lower.
The Bottom Line:
State employees pay a lot more toward their health care, because of the low state contributions, high deductibles and high out-of-pocket maximums. Colorado can do better, setting a positive example for other employers by reducing health care costs. Toward that end, state employees are working together through CAPE to win better health care.
(Source: Annual Compensation Survey Report, Colorado Department of Personnel and Administration, FY 2007-2008 and FY 2006-2007.)
Unite for Better Health Care:
To improve our health benefits, state employees need to unite and make our voices heard at the Legislature, and in the public arena.
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 "It’s a shame that the State of Colorado contributes so little to our health care benefits. I’m tired of us being at the bottom of all the states. I am working with CAPE-SEIU to win respect for state employees."
-Manuel Gonzales,
Custodian II
Make Your Voice Heard
Strengthen the Voice of State Employees and Help Improve Our Jobs and Services.
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Join CAPE-SEIU today.
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